热点 | 最洋气支付方式Apple Pay上线 双语教你怎么用
春节期间支付宝和微信之间的红包大战硝烟还未散尽，又有新军杀到，苹果公司与中国银联携手，于18日凌晨5时在中国内地推出移动支付业务Apple Pay。这种“最洋气”的支付方式怎么用，你造吗？
苹果官方称：“Apple Pay”已经与19家中国银行、数家零售商以及软件开发商展开了合作。说到底，Apple Pay就是一款支付应用(Payment App)，用户只要绑定上自己储蓄卡(deposit card )或信用卡(credit card)就可以实现刷卡支付，用起来十分简单。
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Paying in stores or within apps has never been easier or safer. Gone are the days of searching for your wallet. The wasted moments finding the right card. Now you can use your credit cards, store credit cards, and rewards cards with just a touch.
在商店或 app 内进行支付，变得既简单，又安全。你再也不必到处翻找钱包，也不用再浪费时间寻找合适的卡了。现在，你只要轻轻一触，即可用你的信用卡或借记卡进行支付。
Apple Pay is simple to use and works with the cards you already have on the devices you use every day. And because your card details are never shared when you use Apple Pay — in fact, they aren’t stored on your device at all — using Apple Pay on your iPhone, Apple Watch, or iPad is the safer and more private way to pay.
Apple Pay 简便易用，让你能使用储存在常用设备中的各种卡进行支付。它在使用过程中不会泄露你卡片的详细信息，因为这些资料根本不会储存在你的设备上，因此在 iPhone、Apple Watch 或 iPad 上用 Apple Pay 进行支付，非常安全、私密。
One touch to pay with Touch ID. Now paying in stores happens in one natural motion — there’s no need to open an app or even wake your display thanks to the innovative Near Field Communication antenna in iPhone 6 and iPhone 6s. To pay, just hold your iPhone near the contactless reader with your finger on Touch ID. Or you can double-click the Home button when your iPhone is locked to access Wallet and quickly make your purchases. Your card number is never stored on your device, and when you pay your debit or credit card numbers are never sent to merchants. Apple Pay assigns a unique number for each purchase, so your payments stay private and secure.
轻轻一触，即可使用 Touch ID 进行支付。得益于 iPhone 6 和 iPhone 6s 中创新的近场通信 (NFC) 天线，如今，一个简单的动作就能进行店内支付，无需打开 app，也无需唤醒显示屏。只要将 iPhone 靠近非接触式读卡器，并将你的手指放在 Touch ID 上，即可进行支付。你也可以在 iPhone 处于锁定状态时，轻点两下主屏幕按钮进入 Wallet，快速进行购买。你的卡号从来都不会存储到你的设备中，在进行付款时，你的借记卡或信用卡的卡号也不会被发送给商家。Apple Pay 会为每笔交易分配一个独特的编码，因此，你的支付过程始终都私密、安全。
Double-click to pay and go. To pay with Apple Watch, just double-click the side button and hold the display of Apple Watch up to the contactless reader. A gentle tap and beep confirm that your payment information was sent.
轻按两下，支付即可完成。想要使用 Apple Watch 进行支付，只需轻按两下侧边按钮，并将 Apple Watch 显示屏对准非接触式读卡器。你会收到一下轻触和一声提示，表示支付信息发送成功。
Convenient and secure checkout. On iPhone and iPad, you can use Apple Pay to pay with a single touch within apps. Checking out is as easy as selecting Apple Pay and placing your finger on Touch ID.
结账便捷又安全。在 iPhone 和 iPad 上，只需轻触一下，就能使用 Apple Pay 在 app 内进行支付。结账非常简单，只要选择 Apple Pay，将你的手指放在 Touch ID 上就好了。
Wallet already stores your boarding passes, tickets, rewards cards, and more. With Apple Pay, it can store your credit cards, debit cards, and store credit cards, too. To get started, you can add the credit or debit card from your iTunes account to Wallet simply by entering the card security code.
Wallet 能存放你的登机牌、各种票券和积分卡等等，有了 Apple Pay，它还能储存你的信用卡和借记卡。你只需通过 iTunes 帐户将信用卡或借记卡添加至 Wallet，输入密码就可开始使用。
Add more cards on iPhone within the Wallet app. Just tap the plus sign and follow the onscreen instructions. On iPad, start by opening Settings, tap “Wallet & Apple Pay,” then tap “Add Credit or Debit Card.” For Apple Watch, open the Watch app on your iPhone, tap “Wallet & Apple Pay,” then tap “Add Credit or Debit Card.”
如果你想在 iPhone 上将更多卡片添加至 Wallet app，只需轻点加号图标，并按照屏幕上的提示操作就好。而在 iPad 上，只需打开 "设置" ，然后轻点 "Wallet 与 Apple Pay" ，再轻点 "添加信用卡或借记卡" 即可。如果需要在 Apple Watch 上添加，只要在你的 iPhone 上打开 Watch app，轻点 "Wallet 与 Apple Pay" ，再轻点 "添加信用卡或借记卡" ，即可进行设置。
Every time you hand over your credit or debit card to pay, your card number and identity are visible, and swiping your card triggers an exchange of information. With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone, iPad, and Apple Watch. When you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment. And unlike credit cards, on iPhone and iPad every payment requires Touch ID or a passcode, and Apple Watch must be unlocked — so only you can make payments from your device.
每次付款，当你将信用卡或借记卡交到别人手中时，你的卡号和身份信息都暴露无遗，而刷卡时更会触发信息交换。而 Apple Pay 在添加卡片时，不会使用你的实际信用卡和借记卡卡号，而是分配一个独有的 "设备帐户号码" ，该号码经过加密，安全地存储在 iPhone、iPad 和 Apple Watch 的专用安全芯片 Secure Element 中。当你进行支付时，会使用该 "设备帐户号码" 以及该交易特定的动态安全代码来处理付款。因此，Apple 不会与商家共享你的信用卡或借记卡的实际卡号，在你付款时也不会传输这些资料。与直接进行刷卡交易不同的是，每次在 iPhone 和 iPad 上进行支付，都需要使用 Touch ID 或密码，使用 Apple Watch 支付也必须先解锁，因此，只有你本人才能使用它们完成这些支付。
Apple doesn’t save your transaction information. With Apple Pay, your payments are private. Apple Pay doesn’t store the details of your transactions so they can’t be tied back to you. Your most recent purchases are kept in Wallet for your convenience, but that’s as far as it goes.
Apple 不会保存你的交易信息。Apple Pay 能让你的支付过程保持私密。它不会储存你的交易详情，因此无法通过这些交易对你进行追踪。你最近的购物付款信息会保存在 Wallet 中，方便你进行查看，除此之外，不会保存其他信息。
Leave your cards in your pocket. Since you don’t have to show your credit or debit card, you never reveal your name, card number, or security code to the cashier when you pay in a store. This additional layer of privacy helps ensure that your information stays where it belongs. With you.
你的卡片，放在口袋里就好。在商店内付款时，你无需出示自己的信用卡或借记卡，因此，收银员不会看到你的姓名、卡号或安全代码。多一层的隐私保护，可以帮你保障自己的信息，让你安心。
尽管Apple Pay的使用方法so easy，但它对于系统和设备的要求却不低。简单来说，你需要有比iPhone 6更新的手机，或是iPad Air 2与mini 3之后的平板。当然，如果你的手机型号是iPhone 5之类的旧型号的话，也不用担心。配上一个Apple Watch你也能使用Apple Pay。比iPhone 5还老的就不行了，安卓手机的话，多高级都不行····
来源：译世界
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